Some good news about loans and something to think about.

http://realtytimes.com/rtpages/20081020_washingtonreport.htm

It's not horrible trying to find a loan. Especially if you are looking for a first home. Jumbo loans....don't know. Where I'm having to put my extra thought is into investment property. You might have to think outside the box. We that went though the last go round of housing upset in the Victor Valley, many of us were caught up in fear and missed the chance to invest. NOW this is a GREAT time to buy an investment house. Now aren't you kicking your self for not buying a lot in Desert Knolls last time?

There is this old joke which reminds me of opportunity and how we look at things...
here goes....

A very religious old man lived just downhill of a big dam. One winter, after heavy rains, he got a knock at the door.

When he answered the door, there was a policeman in a raincoat. "I'm here to tell you the dam's in danger of bursting" he said. "If you want to leave, you have time to do so."

"No, thank you." said the old man. "My Lord God will save me."

"Okay," said the Policeman..."suit yourself!" and he left.

The next day, there was a knock on his door. When he answered the door, there was a Fireman dressed in flood-gear...down at the bottom of where his driveway used to be was a boat.

"I'm here to tell you that the dam has burst. It will soon take over your home. Please take some clothes and come with me!" He said.

"No, thank you" said the old man..."I've prayed to my Lord God, and he will save me!!"

The fireman shook his head and said "Suit yourself!!" and he left.

The next day the flood waters had taken over his home and he was stranded on the roof.

Soon, a helicopter came by, and a Rescuer shouted through the open door "Give me your hand!! We'll get you out of here!!!"

"No!!" replied the old man...."My faith in my Lord God will rescue me!!"

"Suit yourself!!" said the Rescuer, and he flew away.

The next day, the old man drowned.

At the pearly gates, he met up the the Almighty. "My Lord God....I have always tried to be a good Christian!!! I prayed and prayed for you to rescue me, and I died anyway!! Why!!???"

The Almighty answered in a booming voice: "HEY!!! I SENT YOU A POLICEMAN, A BOAT AND A HELICOPTER!!! WHAT MORE DID YOU WANT!!!??"

So my fellow real estate fans.... Don't miss the boat.... call me.
760-684-0250