Average Sales Price and Volume
Thursday, October 9, 2008
Here is the scoop on Apple Valley zip 92307
Hey, check it out things are moving up!
Average Sales Price and Volume
Average Sales Price and Volume
Friday, September 26, 2008
Apple Valley News....
As of today there are 807 homes for sale in Apple Valley,
342 are bank owned,
133 are short sales.
There are currently 248 homes pending.
In the last 30 days 89 homes have sold,
65 of those were bank owned
4 were short sales.
342 are bank owned,
133 are short sales.
There are currently 248 homes pending.
In the last 30 days 89 homes have sold,
65 of those were bank owned
4 were short sales.
Thursday, September 18, 2008
We love Learning RX,
Hi all,
This is one of my favorite place and if you mention ME, you get a Karen discount.
LearningRx
Training the Brain to Make Learning Easier
Learning is a lifelong endeavor, and whether you are a student in a classroom or a student of life, tapping into your cognitive potential can bring big benefits. LearningRx offers just the prescription needed to strengthen brain power. LearningRx is not a tutoring service; it’s much more. The highly trained staff at LearningRx offer their clients individually designed programs that will focus on specific cognitive functions such as long-term memory, auditory and visual processing, as well as boost analysis, logic, reasoning, and other higher order thinking skills. The director of LearningRx, Steve Hackney, says, “Our goal is to make learning quicker and easier.”
Unlike tutoring, which merely attempts to re-teach information not previously understood, LearningRx uses one-to-one training to strengthen cognitive abilities so that the brain is able to access and process information more readily. While the professionals at LearningRx are serious about their clients’ success, the sessions don’t have to feel serious. Seven year-old Rachel has a lot of fun in the program, and her mom Andrea says that training has “broken down the mental wall” her daughter had built up against learning. Kristy says her daughter Brooklyn has “improved her comprehension and retention skills.” Serving clients of all ages, LearningRx even works with patients who have Alzheimer’s Disease or other forms of cognitive impairment to strengthen brain function and keep them cognitively active for as long as possible. LearningRx does not offer a “quick fix.” Steve Hackney reminds his clients that what they are investing in are cognitive skills that will not go away, skills that will benefit the client throughout his or her life, and he says the cost to benefit ratio is phenomenal. LearningRx offers financing plans as well. LearningRx helps their clients improve cognitive function, achieve higher levels of comprehension, and develop greater confidence that will last a lifetime. -- Susan Landers, HD Living Magazine
This is one of my favorite place and if you mention ME, you get a Karen discount.
LearningRx
Training the Brain to Make Learning Easier
Learning is a lifelong endeavor, and whether you are a student in a classroom or a student of life, tapping into your cognitive potential can bring big benefits. LearningRx offers just the prescription needed to strengthen brain power. LearningRx is not a tutoring service; it’s much more. The highly trained staff at LearningRx offer their clients individually designed programs that will focus on specific cognitive functions such as long-term memory, auditory and visual processing, as well as boost analysis, logic, reasoning, and other higher order thinking skills. The director of LearningRx, Steve Hackney, says, “Our goal is to make learning quicker and easier.”
Unlike tutoring, which merely attempts to re-teach information not previously understood, LearningRx uses one-to-one training to strengthen cognitive abilities so that the brain is able to access and process information more readily. While the professionals at LearningRx are serious about their clients’ success, the sessions don’t have to feel serious. Seven year-old Rachel has a lot of fun in the program, and her mom Andrea says that training has “broken down the mental wall” her daughter had built up against learning. Kristy says her daughter Brooklyn has “improved her comprehension and retention skills.” Serving clients of all ages, LearningRx even works with patients who have Alzheimer’s Disease or other forms of cognitive impairment to strengthen brain function and keep them cognitively active for as long as possible. LearningRx does not offer a “quick fix.” Steve Hackney reminds his clients that what they are investing in are cognitive skills that will not go away, skills that will benefit the client throughout his or her life, and he says the cost to benefit ratio is phenomenal. LearningRx offers financing plans as well. LearningRx helps their clients improve cognitive function, achieve higher levels of comprehension, and develop greater confidence that will last a lifetime. -- Susan Landers, HD Living Magazine
Wednesday, September 17, 2008
a re-run but bares repeating.
Buying your first house.
So you want to buy a house?
First you go talk to a loan person, hopefully my pal Craig at Wells Fargo. His # is 760-265-3423. Then you find out what you qualify for and match that to how much you are comfortable in paying per month. Make sure you start rounding up everything the loan people need.
Then go look for your dream home. (This could take 1 day or 6 months.)
Next you make an offer and go through the back and forth till you strike a deal.
Fill out paper work.
After you have an accepted offer, get your home inspected. Something will always be wrong, be ready. Ask for repairs or not. NOW...... you can start getting attached. Fill out more paper work.
You'll meet back with the loan people, more paper work.
Sign disclosures all from the other side of the transaction, get the escrow instructions, now you have someone else to fill out paperwork for, that is your hopefully your good friend the escrow officer.
Then if you are a NORMAL first time buyer, you start writing letters. why this, why that, your thinking who cares, well the loan underwriters do.
Make double, triple, quadruple sure you are on top of all the paperwork chasing you are doing for the loan.
You will hear, we passed termite and septic or not. Deal with that, more paperwork if there is a problem.
WOW!!!!!!!! You are still here.
SO FINALLY someone calls and says, come in and sign docs. That's the huge stack of paperwork that has scary things in it, like how much you will pay if you make 30 years of loan payments. Four little letters that really mean sign 4 feet it seems of paperwork. Good news is your about done.
These could be some really long long days, are you packing yet, I hope so.
Time to do the final walk through.
Next you'll hear the loan funded. I'm sure you are thinking I should have mentioned keys at some point right.
Now are all the loan conditions met? Everything fixed? Everything signed? This is no time to be losing sleep, you are moving soon. Now in a day or more....
Get ready, get set...........the words you have been longing to hear.
"YOU RECORDED!"
THEN you get your keys! Congratulations! You are now a home owner.
Ps The good news is the second one is less painful.
So you want to buy a house?
First you go talk to a loan person, hopefully my pal Craig at Wells Fargo. His # is 760-265-3423. Then you find out what you qualify for and match that to how much you are comfortable in paying per month. Make sure you start rounding up everything the loan people need.
Then go look for your dream home. (This could take 1 day or 6 months.)
Next you make an offer and go through the back and forth till you strike a deal.
Fill out paper work.
After you have an accepted offer, get your home inspected. Something will always be wrong, be ready. Ask for repairs or not. NOW...... you can start getting attached. Fill out more paper work.
You'll meet back with the loan people, more paper work.
Sign disclosures all from the other side of the transaction, get the escrow instructions, now you have someone else to fill out paperwork for, that is your hopefully your good friend the escrow officer.
Then if you are a NORMAL first time buyer, you start writing letters. why this, why that, your thinking who cares, well the loan underwriters do.
Make double, triple, quadruple sure you are on top of all the paperwork chasing you are doing for the loan.
You will hear, we passed termite and septic or not. Deal with that, more paperwork if there is a problem.
WOW!!!!!!!! You are still here.
SO FINALLY someone calls and says, come in and sign docs. That's the huge stack of paperwork that has scary things in it, like how much you will pay if you make 30 years of loan payments. Four little letters that really mean sign 4 feet it seems of paperwork. Good news is your about done.
These could be some really long long days, are you packing yet, I hope so.
Time to do the final walk through.
Next you'll hear the loan funded. I'm sure you are thinking I should have mentioned keys at some point right.
Now are all the loan conditions met? Everything fixed? Everything signed? This is no time to be losing sleep, you are moving soon. Now in a day or more....
Get ready, get set...........the words you have been longing to hear.
"YOU RECORDED!"
THEN you get your keys! Congratulations! You are now a home owner.
Ps The good news is the second one is less painful.
another article about the housing bubble, this summed it up pretty well.
http://finance.yahoo.com/banking-budgeting/article/105782/How-We-Got-Here-It-Is-Housing-Stupid
Tuesday, September 16, 2008
RE in the news
http://realestate.msn.com/Buying/Article_usnews.aspx?cp-documentid=5088688
Interesting article about buying a home.
Interesting article about buying a home.
Monday, September 8, 2008
The lastest on Freddie and Frannie
http://online.wsj.com/article/SB122088294934209997.html?mod=hpp_us_whats_news
Thursday, August 28, 2008
More News from Chicago Title
So the newly updated exciting Foreclosure Report is out.
Jan. 08 (Remember we were cold and wondering when we would be warm again)
we had 35 trustee sales in Apple Valley, fast forward to July (now we are wondering when it's going to be cold again) there where 114 trustee sales. June was the high month with 130 houses going to Trustee Sale.
It isn't over my friends, but what changed is that down payment assistants through the Nehemiah and Hart programs are gone. You MUST have direct underwriting approval by Sept 30. So if it's not a deal today we need to fry the fish a new way.
That's the hot news from the housing front. Be well and Happy House Hunting,
Karen
Jan. 08 (Remember we were cold and wondering when we would be warm again)
we had 35 trustee sales in Apple Valley, fast forward to July (now we are wondering when it's going to be cold again) there where 114 trustee sales. June was the high month with 130 houses going to Trustee Sale.
It isn't over my friends, but what changed is that down payment assistants through the Nehemiah and Hart programs are gone. You MUST have direct underwriting approval by Sept 30. So if it's not a deal today we need to fry the fish a new way.
That's the hot news from the housing front. Be well and Happy House Hunting,
Karen
Sunday, August 17, 2008
14199 Auburn Ct, Victorville, CA 92394
A great 2 bedroom, move in ready, cute and clean. Check it out at VVMLS.Com listing #358185
Way to many features to list, but here are a few
newer paint and carpet
closed circut security system
A/C
swamp cooler
includeds frige
Help save the DAP
http://www.getdownpayment.com/
Please TAKE ACTION...........Help save Down Payment Asstiance Programs!
Please TAKE ACTION...........Help save Down Payment Asstiance Programs!
Thursday, August 7, 2008
Hi House Hunters!
News from the real estate front....thanks to Chicago Title
Early in Aug, there were 773 homes listed in Apple Valley, 93 sold in July, with an average of 67 days on market.
A little more housing trivia for you, if your house is priced between $250-$300k you have a 1 in 4 chance of selling. the percent selling is rising slightly.
So what does all this mean.....
boiled down, if you need to sell, now is a tough time, it's a buyers' market. But priced correctly it will most likely sell.
The reality for buyers' is there are bargains out there. But dog gone, I'm not the only one that can find them, so we are getting into multiple bid situations where people are bidding over the asking price in order to get the deal or compensate for
concessions.
Patience is the KEY in this market as a buy to getting a great deal.
You can not fall in love with a house until you get a counter offer from the bank in your hot little hand.
News from the real estate front....thanks to Chicago Title
Early in Aug, there were 773 homes listed in Apple Valley, 93 sold in July, with an average of 67 days on market.
A little more housing trivia for you, if your house is priced between $250-$300k you have a 1 in 4 chance of selling. the percent selling is rising slightly.
So what does all this mean.....
boiled down, if you need to sell, now is a tough time, it's a buyers' market. But priced correctly it will most likely sell.
The reality for buyers' is there are bargains out there. But dog gone, I'm not the only one that can find them, so we are getting into multiple bid situations where people are bidding over the asking price in order to get the deal or compensate for
concessions.
Patience is the KEY in this market as a buy to getting a great deal.
You can not fall in love with a house until you get a counter offer from the bank in your hot little hand.
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