So You Want to Buy Your First House

Congratulations, you are ready to walk down the road that leads to home ownership.

How what?

You can look on line at house and start getting an idea of what appeals to you.
Our local MLS (Multiple Listing Service, i.e. the web site where the houses are) is WWW.VVMLS.COM . This is for the Victor Valley, in So. Calif.

You need to do 2 things,

1-Prepare financially to show that you can buy a house.
*You can gather bank statements showing you have the amount of money it takes to buy the house you are looking at.

*Find a good trust worthy lender
You must be prepared to let them run your credit and answer questions about your finances and back up your answers with bank statement, tax records and pay check stubs or other proofs of your finance.
The lender will give you a letter letting the seller know that you are qualified
buyer. The letter is known as a pre-qual.

HINT:If you don’t have a file with all your current information, start one now so you aren’t wondering where it is later.

2-Look for a real estate agent that will help you find the home of your dreams.
If you are in the Victor Valley looking, you can call me.
Honestly I’m not the agent for everyone; I’m not going to sell you a house.
I’ll help you find a home. I have a laid back style and am not pushy. I also talk a lot. I do call you back and I try to show up on time to our appointments and if I’m late, I call you. So you make prefer someone with more razzmatazz or more or less of something else. There are many agents out there. You will spend a lot of time with your agent. Find someone you like.

You now have your “pre-qual” in one hand and your agent in the other, time to go look at houses.

If you are working with me, we will have talked about what you want in a home and what area you want to live in. I put your criteria into the computer and you will start receiving e-mails with houses that match what you are looking for. Now we don’t have a button for ugly, so you get a lot of good and bad. But when you see one that makes you go, “Hummm, I’d like to look at that”, we talk about it and make sure it’s still OK to go see.

Happy House Hunting. Next we’ll take about making an offer.